Frequently Asked Questionsn
Got questions? We’ve got answers! Here are some common inquiries we get.
What is credit repair?
Credit repair is the process of reviewing your credit reports to identify inaccurate, outdated, or unverifiable negative items and formally challenging them with the credit bureaus or creditors.
How long does credit repair take?
Every credit profile is different. Some clients see improvements within a few months, while others may take longer depending on the number and type of items being addressed.
Can you guarantee my credit score will increase?
No company can legally guarantee a specific score increase. Results depend on your individual credit history and the outcome of disputes. We focus on removing inaccurate items and guiding you toward stronger credit habits.
What kinds of items can be disputed?
Common items include collections, late payments, charge offs, repossessions, bankruptcies, and other negative entries that may be inaccurate or unverifiable.
Is credit repair legal?
Yes. Consumers have the right under federal law to dispute inaccurate or incomplete information on their credit reports. We help guide and manage that process on your behalf.
Do I need to contact the credit bureaus myself?
No. Once you enroll, we handle the dispute process for you and keep you updated on progress and responses from the credit bureaus and creditors.